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Using your Visa Card in a foreign country will get you a reasonable exchange rate and will appear on your monthly statement

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When exchanging funds shop around for the best rates.

No matter what way you plan on exchanging your money, be sure to bring along a list of current currency exchange rates.

These live currency exchange money rates can be found below.

With current currency exchange rates in hand you can judge where the best rates are offered.



Travel Currency Exchange Pocket Cheat Sheet



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Tips for getting the best exchange abroad

More Americans look to be traveling abroad this summer, according to an AAA study that shows international air bookings this summer, with more than 25 percent increases to both Europe and Asia. Unfortunately for those otherwise lucky tourists, it's going to cost them. The dollar's decline means that in many places, such as Europe, our buying power has decreased.

How do you make every dollar count? Start by making sure you exchange currency in the best way possible. You likely shopped around for the best priced airfare, hotel deals and tourist packages. Why throw away money on exorbitant fees and lousy exchange rates?

Click here to read the entire article by MSNBC "Todayā€¯ financial editor Jean Chatzky.


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Tips for Changing Money

As a traveler, your main concern will be getting the most favorable rate possible. A commonly asked question is: should I convert now, or will my money be worth more when I go abroad? Unless your trip is months away, the answer is that it probably will not make much of a difference. The major currencies tend to move +/- 1% in a given day, which is a relatively minor move unless you are changing thousands at a time. Experts agree that travelers will be best off looking for a place that will change money inexpensively.

Click for more tips on changing money by GoCurrency.com

Exchanging Currencies for Travel Abroad

When traveling to foreign countries, travelers need to think about how and when they will convert their currency. Luckily, there are many options for travelers to choose from when it comes time to make the exchange. There are two major factors to look at when exchanging currency: the exchange rate and the amount of commission charged. Travelers are often fooled into exchanging for the lowest rate, while being charged a high rate of commission on their transaction. The strength of the US dollar is an important concern when planning to pay for a trip. When the dollar is losing strength, it is best not carry the dollar. Also, if the dollar is losing strength, try to pay for expenses such as airfare and hotels in advance. This way, the large expenses are paid for when the dollar is at its potentially highest point, therefore benefiting you the most in terms of expense.

Exchanging Currencies While Still in the States

While still in the states, travelers can exchange their currency at the local bank. Although this may seem to be a convenient way to prepare for your vacation, the costs associated with exchanging in this way can be large. Also, there are several online venues which allow you to pay American funds, and the currency you desire is then sent to your home. These sites generally offer decent exchange rates but charge fees and delivery charges. With these services, there is also the risk that the company is fraudulent or that the currency could be stolen while in transit. Exchanging a currency through this online medium may seem convenient, but be sure to weigh the risks involved.

Exchange Money at Banks

Another logical place to look to exchange currency is at banks. The exchange rate at banks is usually pretty good, although a bank has two alternatives as to what rate to provide. In some banks, the exchange rate depends on the supply and demand of the currency, and with this system, you end up with an exchange rate fairly close to the ones being offered in major exchanges. The second option is that the government of the country you are traveling sets the exchange rate, and all exchanges must stick to that rate. In either case, banks do offer a convenient way to exchange currency without incurring a large amount of costs.

Click here to read about "The dollar alternatives" by CNN Money. Central bankers diversify to other currency alternatives in their reserves. Here are some of the options -- both practical and absurd -- to replace the greenback.

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